Cards › 1989 Fleer Michael Jordan #21
Is the 1989 Fleer Michael Jordan #21 worth grading?
Live market numbers as of 2026-10-21 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.
Raw value
$27.54
PSA 9 value
$224.15
PSA 10 value
$3,859.58
PSA 10 gem rate
4.4%
Based on the numbers below, this card is potentially worth grading — a PSA 10 nets an estimated $3,166, but the 4.4% gem rate means the 10 is far from guaranteed. Weigh the PSA 9 outcome below.
The breakeven math
| Line item | Amount |
|---|---|
| Raw purchase | $27.54 |
| Sales tax (8%) | $2.20 |
| Grading fee (priority tier) | $80.00 |
| Shipping | $5.00 |
| Total cost basis | $114.74 |
| Net at PSA 10 (85% payout) | +$3,165.90 (+2759%) |
| Net at PSA 9 (the downside case) | +$75.78 |
Assumptions: $80 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.
Run this card with YOUR costs
Set your own grading tier, tax rate, and payout — then screen the entire catalog for cards that beat this one. Free for 14 days, no credit card.
Start free trialCard pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data (29,492 graded submissions). Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing