Cards › 1996 Topps Holding Court Michael Jordan #HC2 refractor

Is the 1996 Topps Holding Court Michael Jordan #HC2 refractor worth grading?

Live market numbers as of 2026-10-21 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.

Raw value

$896.88

PSA 9 value

$1,550.00

PSA 10 value

$2,000.00

PSA 10 gem rate

0.9%

Based on the numbers below, this card is potentially worth grading — a PSA 10 nets an estimated $646, but the 0.9% gem rate means the 10 is far from guaranteed. Weigh the PSA 9 outcome below.

The breakeven math

Line item	Amount
Raw purchase	$896.88
Sales tax (8%)	$71.75
Grading fee (priority tier)	$80.00
Shipping	$5.00
Total cost basis	$1,053.63
Net at PSA 10 (85% payout)	+$646.37 (+61%)
Net at PSA 9 (the downside case)	+$263.87

Assumptions: $80 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.

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Card pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data (344 graded submissions). Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing