Cards › 2009 Bowman Chrome Peyton Manning #12 Xfractor

Is the 2009 Bowman Chrome Peyton Manning #12 Xfractor worth grading?

Live market numbers as of 2026-10-24 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.

Raw value
$22.57
PSA 9 value
$70.00
PSA 10 value
$338.00
PSA 10 gem rate
0%
Based on the numbers below, this card is potentially worth grading — a PSA 10 nets an estimated $178, but the 0% gem rate means the 10 is far from guaranteed. Weigh the PSA 9 outcome below.

The breakeven math

Line itemAmount
Raw purchase$22.57
Sales tax (8%)$1.81
Grading fee (priority tier)$80.00
Shipping$5.00
Total cost basis$109.38
Net at PSA 10 (85% payout) +$177.92 (+163%)
Net at PSA 9 (the downside case) −$49.88

Assumptions: $80 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.

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Card pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data. Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing