Cards › 2021 Panini Donruss Optic Downtown Derek Carr #DT-26

Is the 2021 Panini Donruss Optic Downtown Derek Carr #DT-26 worth grading?

Live market numbers as of 2026-10-21 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.

Raw value

$218.54

PSA 9 value

$246.49

PSA 10 value

$319.99

PSA 10 gem rate

63%

Based on the numbers below, this card is likely not worth grading at current prices — even a PSA 10 result loses an estimated $49 after costs.

The breakeven math

Line item	Amount
Raw purchase	$218.54
Sales tax (8%)	$17.48
Grading fee (priority tier)	$80.00
Shipping	$5.00
Total cost basis	$321.02
Net at PSA 10 (85% payout)	−$49.03 (-15%)
Net at PSA 9 (the downside case)	−$111.51

Assumptions: $80 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.

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Card pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data (332 graded submissions). Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing