Cards › 2023 Panini Donruss Optic Downtown Jerry Rice #D-20

Is the 2023 Panini Donruss Optic Downtown Jerry Rice #D-20 worth grading?

Live market numbers as of 2026-10-21 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.

Raw value

$431.00

PSA 9 value

$499.99

PSA 10 value

$1,026.00

PSA 10 gem rate

52.7%

Based on the numbers below, this card is a strong grading candidate at current prices: a PSA 10 nets an estimated $322 profit and 52.7% of recent submissions gemmed.

The breakeven math

Line item	Amount
Raw purchase	$431.00
Sales tax (8%)	$34.48
Grading fee (priority tier)	$80.00
Shipping	$5.00
Total cost basis	$550.48
Net at PSA 10 (85% payout)	+$321.62 (+58%)
Net at PSA 9 (the downside case)	−$125.49

Assumptions: $80 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.

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Card pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data (338 graded submissions). Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing