Cards › 2025 Panini Donruss Optic Downtown Duo Jim Harbaugh / Justin Herbert #4 Gold

Is the 2025 Panini Donruss Optic Downtown Duo Jim Harbaugh / Justin Herbert #4 Gold worth grading?

Live market numbers as of 2026-06-22 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.

Raw value

$2,030.00

PSA 9 value

$3,181.50

PSA 10 value

$9,116.93

PSA 10 gem rate

Based on the numbers below, this card is potentially worth grading — a PSA 10 nets an estimated $5,527, but the 0% gem rate means the 10 is far from guaranteed. Weigh the PSA 9 outcome below.

The breakeven math

Line item	Amount
Raw purchase	$2,030.00
Sales tax (8%)	$162.40
Grading fee (value tier)	$25.00
Shipping	$5.00
Total cost basis	$2,222.40
Net at PSA 10 (85% payout)	+$5,526.99 (+249%)
Net at PSA 9 (the downside case)	+$481.88

Assumptions: $25 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.

Run this card with YOUR costs

Set your own grading tier, tax rate, and payout — then screen the entire catalog for cards that beat this one. Free for 14 days, no credit card.

Start free trial

Card pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data (2 graded submissions). Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing