Cards › 2025 Topps Finest Dylan Harper #102 Refractor
Is the 2025 Topps Finest Dylan Harper #102 Refractor worth grading?
Live market numbers as of 2026-10-21 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.
Raw value
$24.81
PSA 9 value
$35.00
PSA 10 value
$304.75
PSA 10 gem rate
64%
Based on the numbers below, this card is a strong grading candidate at current prices: a PSA 10 nets an estimated $147 profit and 64% of recent submissions gemmed.
The breakeven math
| Line item | Amount |
|---|---|
| Raw purchase | $24.81 |
| Sales tax (8%) | $1.98 |
| Grading fee (priority tier) | $80.00 |
| Shipping | $5.00 |
| Total cost basis | $111.79 |
| Net at PSA 10 (85% payout) | +$147.24 (+132%) |
| Net at PSA 9 (the downside case) | −$82.04 |
Assumptions: $80 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.
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Start free trialCard pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data (25 graded submissions). Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing