Cards › 2025 Topps Finest Dylan Harper #2 Gold Refractor

Is the 2025 Topps Finest Dylan Harper #2 Gold Refractor worth grading?

Live market numbers as of 2026-10-21 — raw vs. graded value, PSA 10 gem rate, and the breakeven math.

Raw value
$225.25
PSA 9 value
$355.33
PSA 10 value
$996.91
PSA 10 gem rate
66.7%
Based on the numbers below, this card is a strong grading candidate at current prices: a PSA 10 nets an estimated $519 profit and 66.7% of recent submissions gemmed.

The breakeven math

Line itemAmount
Raw purchase$225.25
Sales tax (8%)$18.02
Grading fee (priority tier)$80.00
Shipping$5.00
Total cost basis$328.27
Net at PSA 10 (85% payout) +$519.10 (+158%)
Net at PSA 9 (the downside case) −$26.24

Assumptions: $80 grading, $5 shipping, 8% tax on the raw purchase, and keeping 85% of the sale after marketplace fees. Your numbers will differ — run them below.

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Card pricing data provided by SportsCardsPro, a service of PriceCharting. Gem rates reflect recent PSA population data (9 graded submissions). Not investment advice — grading outcomes are probabilistic and markets move. © Summit Sports Cards · About · Pricing